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Implementing A Cafeteria Plan

Internal Revenue Code 125 allows an employer to implement an employee benefit plan which allows employees to se1ect the benefit programs they prefer.

The plan offers two or more options and the employee chooses the option most appropriate for him or her. Because of the "menu" of benefits available, the plan is referred to as a "Cafeteria Plan".

 International Medical Insurance

International Medical Insurance

Major Medical Insurance – This product provides annually renewable major medical coverage for individuals and families. Coverage is available for US Citizens overseas and non-US Citizens anywhere, including the US. Whether you have relocated outside your country of citizenship, are on an overseas assignment, or doing career mission work you need the comprehensive, portable and seamless coverage provided by International Citizen.

Whether you are a US based organization with employees overseas, or a non-US organization employing expatriates, third country nationals or key local nationals, a dependable and cost effective international group benefit program is a necessity. Group rates, monthly payment options and life insurance all combine with the highest quality medical insurance to deliver reliable, responsive and cost effective coverage for small and large groups alike.

– Ten year term life insurance available to individuals outside of the US, certain other country restrictions limit the jurisdictions where the product can be written, contact MNU for details. This life insurance product is ideal for individuals relocating abroad who require family, corporate or bank protections.

Travel Medical Insurance

Travel Medical Insurance

Whether you are traveling internationally for business or pleasure you need medical insurance that responds to your special needs. A medical emergency may require an evacuation, a sudden illness might necessitate immediate attention by a qualified doctor, or your luggage with personal items may be lost. Learn more about how Atlas Travel Insurance can make your international travels safer, more productive and enjoyable.

The first comprehensive Personal Accident and Assistance plan for international travelers, MAP features high limit Accidental Death and Dismemberment and high limit Permanent and Total Disability insurance - including coverage for losses resulting from most acts of War and Terrorism. MultiNational’s full spectrum of Travel Assistance Services are also included. This plan may be purchased alone or as a supplement to any other product offered by MultiNational or Travel Guard International.

Protect your traveling investment against unforseen cancellation or interruption. Coverage provided for events beyond your control that force you to cancel or interrupt a trip whether for leisure or business. Medical coverage with Emergency Medical Transportation along with valuable baggage protection and 24-hour assistance included at no additional cost.


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